• 4 December 2025
• |
• 01:46

DeFi project hunters and best crypto to buy now trackers are watching Polkadot very closely as the 2.0 upgrade lands and the market turns risk back on.

Bitcoin is bouncing, altcoins are waking up, and yet Polkadot feels stuck between a tired blue chip and a true high growth crypto. Many traders are starting to ask a hard question. Has the main upside in Polkadot already passed for this cycle.

At the same time, research notes are starting to highlight newer interoperability plays that connect chains, apps, and real world payments. That is exactly where Remittix RTX comes in. While Polkadot fights to defend its brand, Remittix is pushing for a place as the next big Altcoin

" >altcoin in 2025 with a live Wallet

A device or application that securely holds a user's public and private keys while allowing interaction with a blockchain network.

" >wallet, a payments first roadmap, and a price that still sits well below the one dollar mark.

Polkadot 2.0 Leaves Late Buyers With Limited Room

Polkadot trades close to the $2.30 level today, far below its all time high above $54. Recent Polkadot price prediction models put the top of the expected December range near $2.06, with possible downside toward $1.56 if Volatility

" >volatility returns. That profile makes Polkadot look more like a range bound base layer than the next 100x crypto that aggressive capital is hunting.

Polkadot 2.0, JAM, and the new Polkadot Cloud roadmap aim to deliver cheaper blockspace, smoother cross chain communication, and more flexible resources for parachains. These changes keep Polkadot relevant against Ethereum and layer 2 Ethereum alternative ecosystems.

However, much of this story is already public, already modeled, and already in the price. For many buyers, Polkadot now looks like a steady network that may underperform newer plays once altseason rotation fully begins.

Remittix RTX Steps Up As A Polkadot Rival In Payments

Remittix (RTX) is not trying to copy Polkadot. Instead, it uses a multi chain architecture and points it at a single, massive target. That target is real world money movement. Remittix aims to turn crypto balances into bank account payouts across many countries, with a mobile wallet that is already in open beta with community testers.

For investors who missed the earliest Polkadot days, Remittix is starting to look like the best crypto to buy now in the payments niche. The numbers behind this early-stage crypto investment window are starting to wake up serious capital. RTX currently trades at around $0.119, still a top crypto under $1, while over 30,000 investors have already secured positions.

More than $28.5 million has been raised, and about 692 million tokens are already spoken for. The team has completed a full security audit with CertiK and now holds a top ranking for pre-launch tokens, which gives extra comfort to top ICO

" >ICO investors who are tired of weak checks.

Remittix is also designed as a cross chain DeFi

" >DeFi project that focuses on low Gas

A gas fee is a transaction fee paid in ETH to network validators for processing and validating transactions on the blockchain.

" >gas fee crypto routing for everyday payments instead of speculative farming. The roadmap points to a web app, a merchant API, and deeper access to major centralized exchanges so that users can move value from chain to bank in a single flow. For investors who want an undervalued crypto project with real traction, that mix is difficult to ignore. Many are starting to buy RTX tokens now rather than wait for later, higher rounds.

Why Analysts Are Watching Remittix Instead Of Adding More Polkadot

• Remittix focuses on sending crypto directly to real bank accounts in many countries, which gives it a clear real world use case from day one.
• The live wallet beta proves that users can already move value through the app, so the project has actual usage and not only a slide deck.
• CertiK verification and a leading score for pre launch tokens help serious investors treat RTX as a safer way to gain focused payments exposure.
• The planned push to larger centralized exchanges aims to match rising transaction volume with stronger Liquidity
  The ability to quickly convert a digital currency or token into another asset or cash without affecting its price.
  " >liquidity as adoption builds.

In simple terms, Polkadot is still an important network, but much of the easy upside may already be gone. Remittix, on the other hand, sits earlier in its curve, with a live product, strong security checks, and room for growth while the price remains below $1.

For investors scanning upcoming crypto projects and asking which asset could stand in front of Polkadot in the payments race next cycle, RTX is starting to look like that rare, time-sensitive opportunity.